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Privacy policy

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FACTS WHAT DOES MAPPING YOUR FUTURE (MYF) DO WITH YOUR PERSONAL INFORMATION?

Why? Organizations choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? The types of personal information we collect and share depend on the product or service you seek from us. This information can include:
  • Social Security number
  • Employment information
  • Driver's license number
  • Home address
  • Next of kin
  • References
  • Information requested by your school for financial aid applications and verification
  • Birth date
When you are using Mapping Your Future, we continue to share your information as described in this notice.

How? Some organizations need to share their clients' personal information in order to provide the services requested by their users or clients. In the section below, we list the reasons some organizations can share their users or clients' personal information; the reasons Mapping your Future chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does MYF share? Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), and respond to court orders and legal investigations. This includes Online Counseling and MappingXpress services. Yes No
For our marketing purposes - to offer our products and services to you. No Yes
For joint marketing with other financial organizations - organizations that help consumers with financial problems. Yes Yes
For our affiliates' everyday business purposes No Yes
For our affiliates to market to you No Yes
For nonaffiliates to market to you No* Yes

Questions? Call toll-free 1-800-374-4072 or email your request to Feedback@MappingYourFuture.org. If you are a new user or client, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our user or client, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who are we?
Who is providing this notice? This privacy notice is being provided by Mapping your Future and its related organization Money Management International, Inc. both of Sugar Land, Texas.

What we do
How does MYF protect my personal information? This site has security measures in place to protect the loss, misuse, and alteration of the information we gather. When you provide personal data during Online Counseling or other services offered by Mapping Your Future, the information is encrypted prior to transfer. Data is stored in a secured database and is administered with routine backup procedures.
How does MYF collect my personal information? We collect your personal information, for example, when you're:
  • Viewing the site
  • Submitting a question or comment to Mapping your Future
  • Participating in a voluntary survey
  • Participating in Online Counseling
  • Participating in MappingXpress
  • Subscribing to a Mapping Your Future newsletter
We also may collect your personal information from others, such as your school or state guaranty agency.
Why can't I limit all sharing? Mapping your Future needs this information and the ability to share it so that we can help you. If you were able to limit us fully from sharing this information, we would be unable to offer you the assistance you are requesting from us. Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What if I hold an account jointly with someone else? Your choice will apply to everyone on your account.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Mapping Your Future is an affiliate of MMI.
Nonaffiliates Companies not related by common ownership or control. They can be government agencies, nonprofit organizations, educational institutions, financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners may include other nonprofit organizations and trade groups for our service sector.

Other important information

California: In accordance with California law, we will not share information we collect about you with companies outside of Mapping your Future, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide products and services you request. We will limit sharing among our companies to the extent required by California law.

Vermont: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, except as permitted by law, such as with your consent, to service your accounts or to other financial institutions with which we have joint marketing agreements. We may share information about our transactions or experiences with you within our corporate family without your consent.

* Please keep in mind that, as permitted by applicable law, if you enroll in a co-branded service with us and one of our joint financial service providers, we share information about you with that company in connection with maintaining and servicing your account, including for that company to market to you. As permitted by applicable law, our products and services are subject to terms and conditions, which may include authorizations and consents to share information about you with your creditors. Federal law does not give you the right to limit this sharing.