Your free and neutral resource on career, college, financial aid, and money management
Request your free credit report
Once a year, all U.S. citizens are eligible to receive a free credit report.* Here's how:
- Visit www.AnnualCreditReport.com.
- View and print one or all of your credit reports. There are three major credit reporting agencies:
- Equifax www.equifax.com
- Trans Union www.transunion.com
- Experian (formerly TRW) www.experian.com
- Know when fees may apply. You may be charged a fee if you request more than one copy from the same credit reporting agencies within a year or if you request your credit/FICO score.
*Any time that you've been denied credit, you may request a free credit report within 60 days of the denial, following this same process.
