Mapping Your Future: Online Counseling
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Stafford and Grad PLUS Exit Counseling

Syracuse University in Syracuse, NY

Exit Loan Counseling
for
Graduate Student who borrowed both Federal Stafford and Grad PLUS Loans

This page provides exit loan information for students who have borrowed Federal Stafford Loan(s) and/or a Federal Graduate PLUS Loan and who have or will graduate, discontinue enrollment, or enroll less than half-time. You must complete this session even if you will be enrolling elsewhere or returning to Syracuse University in a future semester.

The online session you are about to complete will help you understand your rights and responsibilities as a Federal Loan borrower.   The information that you supply will be sent electronically to your loan guarantor.

Loan Consolidation
For more information on the loan consolidation program, please visit our SU Loan Consolidation Information page.

Please Note: If you consolidated your loans while still in school,  you waived your 6 month grace period in order to enter repayment early and consolidate your loans. You must therefore begin repayment on that loan right away. However, you should contact your lender for deferment options directly after exiting school (such as the unemployment deferment) to temporarily delay the repayment obligation.  If you have additional Stafford loans outside of the Consolidation loan (obtained either before or after the Consolidation loan), you may still be entitled to a grace period on those loans.  

Loan Forgiveness
You may be eligible to have a portion of your Federal Perkins or Stafford loan cancelled if you are in the teaching, legal, medical, or social work, or child care fields.  You may also be eligible if you are a participant in Americorps, Peace Corps, VISTA, or the military.

Repayment and Lender Information
Your loan counseling session will contain your actual Federal and Alternative loan indebtedness as reported by your loan guarantor(s) and lender(s).  Please note that this information may not include all loans - especially if you borrowed loans through the Direct Loan program.  To confirm the accuracy of this data, you may go to www.nslds.ed.gov and obtain your Federal loan information using your Federal PIN, or contact your lenders directly.

If during repayment you develop student loan problems that can't be resolved through normal customer service, you may want to contact the US Department of Education Office of Student Financial Assistance Program's Ombudsman Office. They will work on your behalf to resolve any problems that you experience repaying your loan. The Ombudsman Customer Service Line is 1-877-557-2575. Their website is http://ombudsman.ed.gov/

Questions? Contact Us
Main Campus:  (315) 443-1513 or finmail@syr.edu 
Law School: (315) 443-1963 or financialaid@law.syr.edu
University College: (315) 443-3261 or finaid@uc.syr.edu


 

 
MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Stafford & Grad PLUS Exit Counseling Session Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • You will need about 30 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number
    • Name, address, telephone number, and employer for your next of kin
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • Name, address, and telephone number for your expected employer, if known

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Name, address, telephone number, and employer for your parent

  • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.
  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.