Mapping Your Future: Online Counseling
Step 2 Contact Us

Direct Loan Entrance Counseling

Hannibal-LaGrange University in Hannibal, MO


Welcome to Online Student Loan Entrance Counseling for Federal Stafford Loans. All students borrowing for the first time to attend HLG are required to complete entrance counseling before receipt of their first loan. Transfer students with prior Stafford loan debt must also complete this requirement if they have never borrowed to attend HLG.

Before taking out a student loan, carefully consider the effect of the debt on your future career and only borrow what is needed.  The average debt for graduates of 2009 was $15,794 with an estimated monthly payment for 10 years of $181.76 at 6.8% interest.   

Print the confirmation page to include with your loan records. Once Entrance Counseling is completed you will not be required to do so again at HLG. However, you will need to complete an Exit Counseling session when you graduate, withdraw, or cease to attend school on at least a half time basis. Half-time is when a student is enrolled for 6 credit hours.  When that time comes, you may complete your Exit Counseling using this website.

Should you decide to withdraw from HLG please contact the Registrar's office to start the process as this may effect your Financial Aid package. 

If at any time during this process you have questions, comments, or concerns, please do not hesitate to contact us via telephone at (573) 629-3279 during normal working hours (8:00 am to 5:00 pm Central Time) or via email at finaid@hlg.edu. Best wishes for a positive entrance loan counseling session and a productive upcoming semester.


MYF Disclaimer:

The information above is wholly the product of the school or organization represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 7.0 or the newest version of Mozilla Firefox or Google Chrome. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.
    • If you encounter that the question numbers are not displaying correctly when you answer a question incorrectly, ensure that Java is enabled on your browser and try another browser (such as Firefox or Chrome), if the issue persists.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for your next of kin and/or parent
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.