Mapping Your Future: Online Counseling

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Perkins Entrance Counseling

University of Maryland - Baltimore County

Welcome to the University of Maryland, Baltimore County's online Entrance Loan Counseling for Federal Perkins Loans!

The U. S. Department of Education requires all first-time Federal Perkins Loan borrowers to complete a loan counseling session prior to receiving their first loan disbursement. This loan counseling session will inform you of your rights and responsibilities as a Federal Perkins Loan borrower. Please print a copy of the confirmation page for your records.

Please note that you must also come to the Student Business Services Office to sign your promissory note once you have successfully completed the counseling session.

If you have any questions regarding the Perkins Loan Entrance Counseling process, please contact:

UMBC Perkins Loan Office
(410) 455-1471
or submit a Help Ticket through my.umbc.edu


MYF Disclaimer:

The information above is wholly the product of the school or organization represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Perkins Entrance Counseling Session Instructions

Before You Start

  • Ensure you meet the browser and system requirements: <
    • You must use a recent version of a commonly used browser, such as Microsoft Edge, Google Chrome, Firefox, or Safari.
    • JavaScript must be enabled in your browser.
    • If you encounter that the question numbers are not displaying correctly when you answer a question incorrectly, ensure that Java is enabled on your browser and try another browser, if the issue persists.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number
    • Name, address, telephone number, and employer for your parent, if applicable
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses

  • You might need the name, address, telephone number, and employer for your next of kin.
  • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.