Mapping Your Future: Online Counseling
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Stafford Entrance Counseling

Central Oregon Community College in Bend, OR

Welcome to Central Oregon Community College's (COCC) online Stafford Loan Entrance Counseling. This is a requirement for all students borrowing a Stafford loan for the first time at COCC.

After you have finished the quiz, complete the Borrower Information Form and read your Rights and Responsibilities.  Your loan application will not be processed until you have completed all entrance counseling requirments.

After you submit the Borrower Information Form, your information will be sent to COCC.  We suggest that you print the Confirmation Page which contains your Rights and Responsibilities, confirmation number, and the personal information you submitted.  Save this printout in your personal loan file for future reference.

If you are a first time loan borrower, you must also sign a Master Promissory Note (MPN) with your selected lender.  The MPN is a binding legal document you sign when you receive a student loan.  The MPN lists the conditions under which you are borrowing and the terms under which you agree to pay back the loan.  It includes information on how interest is calculated and about deferment and cancellation provisions.  It is very important to read and save this document because you may need to refer to it later when you begin repaying your loan.

The MPN will require the names, complete addresses and phone numbers of two personal references.  The first reference should be your parent, legal guardian or an adult relative.  The second reference must be an adult who does not reside at the same address as the first reference.  Only U.S. addresses are accepted.  Your loan funds will not be available without submitting a complete promissory note to your lender.

PLEASE NOTE:  You must be enrolled in at least 6 credit hours each term at COCC to be eligible to receive your loans funds.

If you have questions, please contact the Student Financial Aid Office at COCC by email at coccfinaid@cocc.edu or by phone at 541-383-7260.  Real ALL directions carefully as you progress through the session.  You may click Start below to begin loan entrance counseling. 
MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Stafford Entrance Counseling Session Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for your next of kin and/or parent
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.