Mapping Your Future: Online Counseling
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Stafford Entrance Counseling

Missouri State University in Springfield, MO


Welcome to Entrance Loan Counseling.  All Missouri State University students receiving Stafford loans through the Office of Student Financial Aid are required to complete the Stafford loan entrance counseling process per Federal regulations.  It is important that our Missouri State students are informed consumers about student loans.  Verification of completion of this on-line process is downloaded by the Missouri State Office of Student Financial Aid.  You will not be able to receive the loan funds until completion of the on-line counseling is verified and you have signed a Master Promissory Note (MPN) with your lender.


Contact Information for the Office of Student Financial Aid:

Mailing Address:               Missouri State University

                                            Financial Aid

                    901 South National Avenue

                    Springfield, MO  65897


Office Location:                Carrington Hall Room 101

Hours:                                Monday through Friday 8 a.m. to 5 p.m., except Tuesday is 9 a.m. to 5 p.m.

Phone:                               (417) 836-5262

Toll-Free Number:            (800) 283-4243

Fax:                                    (417) 836-8392


Web Site:                           www.missouristate.edy/FinancialAid

Email:                                 financialaid@missouristate.edu


 

Enrollment Status Definitions:

Full-Time. Undergraduate students carrying 12 or more credit hours and graduate students carrying 9 or more credit hours in the fall or spring semester are considered full-time students. Undergraduate and graduate students carrying 6 or more credit hours during the summer session are considered full-time students.

Half-Time. Undergraduate students carrying 6-11 credit hours and graduate students carrying 5-8 credit hours during a fall or spring semester are considered half-time students. Undergraduate and graduate students carrying 3-5 credit hours during the summer session are considered half-time students.

Less Than Half-Time. Undergraduate students carrying less than 6 credit hours and graduate students carrying less than 5 credit hours during a fall or spring semester are considered less than half-time students. Undergraduate and graduate students carrying less than 3 credit hours during the summer session are considered less than half-time students.

Contact for Withdraw:

Students who drop all their courses for a given semester must submit a written request to withdraw to the Office of the Registrar, Carrington Hall 320 or by fax to (417) 836-8776. A Withdrawal Request Form may be printed and mailed or faxed as specified above. Students who wish to return the following semester do not need to apply for readmission.

Withdrawals are not allowed after the last day to drop or withdraw deadline. See the "Academic Calendar" on the web for specific deadline dates.

Recipients of financial aid, scholarships, or short-term loans for payment of fees or expenses for the semester of withdrawal must be approved by the Office of Student Financial Aid before they will be allowed to complete the withdrawal process. Such students may also be required to participate in an exit interview.

Range of Average Indebtedness:

The average total Stafford Loan debt for Missouri State University graduates is $20.000.  Please note this number and enter it into the repayment calculator that will be provided.


Range of Grad PLUS Average Indebtedness:

 

Missouri State University currently has had only 68 students approved for the Graduate PLUS loan since its inception in2006.  The average total Graduate PLUS loan debt for these 68 Graduate students is $16,000 


Default Prevention Message:

PLEASE PAY ATTENTION TO YOUR RIGHTS AND RESPONSIBILITIES AS THEY ARE EXPLAINED IN THIS ENTRANCE LOAN COUNSELING SESSION – THIS INFORMATION IS EXTREMELY IMPORTANT!


NOTE:  Accepting and receiving Federal Student loans is accepting and receiving a DEBT that MUST be repaid.  Student loan debt is a RESPONSIBILITY that cannot be ignored.  Defaulting on your student loans can result in:

1.        damaged credit

2.       the inability to make major purchases such as cars and homes

3.        garnishment of wages

4.       withholding of Federal tax return funds

5.       loss of license for any job requiring licensure

6.       loss of employment

7.       loss of ability to receive future aid

You may view your student loan history at www.nslds.ed.gov.


MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Stafford Entrance Counseling Session Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for your next of kin and/or parent
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.