Mapping Your Future: Online Counseling
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Stafford Exit Counseling

St. Cloud State University in St. Cloud, MN


Welcome to the on-line Stafford Loan exit counseling. Federal regulations require all Stafford Loan borrowers to complete exit counseling upon graduating, withdrawing, or dropping below a half-time enrollment level. Half-time enrollment at St. Cloud State University is defined as six (6) credits per semester or term.

The exit counseling questions will assist you in understanding your loan repayment options and responsibilities. Note: The following online exit counseling is for the federal Stafford Loan only. If you borrowed a federal Perkins Loan, information on how to complete online Perkins Loan exit counseling will be mailed to your address that you have on file with the University.

You may access federal loan information with your federal Personal Identification Number (PIN), at the National Student Loan Data System (www.nslds.ed.gov). For specific questions concerning your Stafford Loan, please contact your lender.

If you have questions concerning your federal Stafford Loan or federal Perkins Loan, please contact the appropriate office listed below.

Stafford Loan

Perkins Loan
St. Cloud State University
Office of Scholarships and Financial Aid		 Minnesota State Colleges & Universities
Student Loan Service Center
Administrative Services, Room 106
720 Fourth Ave. S.		 Wells Fargo Place
30 Seventh St. E., Suite #350
St. Cloud, MN 56301 St. Paul, MN  55101-7804
(320) 308-2047 or financialaid@stcloudstate.edu  (651) 917-4700 or loans@csu.mnscu.edu

Office Hours

Academic:
8:00AM - 4:30PM (Monday, Wednesday-Friday)
8:15AM - 4:30PM (Tuesday)

Summer:
7:30AM - 4PM (Monday, Wednesday-Friday)
7:45AM - 4PM (Tuesday)

Office Hours

8:00AM - 4:30PM (Monday-Friday) 


 

 

It is important to consider how much your monthly payments once you begin repayment. The chart below lists the average loan indebtness (spring 2008 figures) for students graduating from St. Cloud State University. These amounts include both undergraduate and graduate borrowers. 

Stafford (subsidized and unsubsidized) $17,194
Perkins $  2,646
Other (MN SELF, private/alternative) $  9,845





MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Stafford Exit Counseling Session Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.

  • You will need about 25 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number
    • Name, address, telephone number, and employer for your next of kin
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses

  • You might need the following information:
    • Name, address, telephone number, and employer for your parent, if applicable
    • Name, address, telephone number, and employer for your spouse, if applicable
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.