Stafford Entrance Counseling
Rogers State University in Claremore, OK
Welcome to the Rogers State University entrance counseling session (RSU). New incoming students, first time borrowers or tranfser students, you must fully complete entrance counseling before we can certify your student loan(s). You will get a confirmation number at the end of counseling session. Please keep this information for your records. The financial aid staff will receive your confirmation electronically the business day after you complete counseling.
Students will also need to complete a Master Promissory Note (MPN) with a lender.
- You can view a list of lenders at https://www.elmselect.com/oll/SchoolLenderList.
- Your lender must receive the MPN before your loan will be processes.
- Sign, accept and return a copy of your award letter to the RSU Financial Aid Office.
- All loan funds will be disbursed to RSU 30 days after the start of each semester, provided that all the paperwork is in order.
- If you have any questions regarding the loan application process, contact the RSU Financial Aid Office at (918) 343-7553 or finaid@rsu.edu.
The average amount of Stafford Loans borrowed by four year degree seeking students that graduated in 2008 was $11,392.00. This number includes the combined amount of both dependant and independent student borrowers.
The Higher Education Opportunity Act, which was signed into law August 14, 2008, requires that, in addition to the information provided to you during the entrance counseling, you also understand the following terms and conditions of your student loans:
- I understand that my financial aid award may be adjusted if I receive additional assistance from any other source or if I provide new or conflicting eligibility information.
- Interest accrues on an unsubsidized Stafford loan or PLUS loan and is capitalized during periods when the interest is not paid by either myself or the federal government. If I allow it to be capitalized, I will be charged interest on top of interest when my loans enter repayment. It is my option to pay interest while I am in school on an unsubsidized Stafford loan.
- I understand that half-time enrollment at Rogers State University is six credits, regardless of the semester. If my enrollment status drops to less than half time (6 cr), I no longer qualify for in-school deferment of my loan payments, and I either begin my grace period or my loans enter repayment. During my grace period, I am not required to make payments, although unsubsidized interest will continue to accrue.
- I've been advised of the importance of contacting the Offices of: Financial Aid, Bursar, Admissions, and my advisor at the institution if I withdraw prior to completing the term and or my program of study so that the institution can provide exit counseling, including information regarding the borrower's repayment options and possible loan consolidation.
- If I have any questions about my borrowers rights and responsibilities or the terms and conditions of the loan, I can contact the Office of Financial Aid (finaid@rsu.edu), visit the NSLDS website (www.nslds.ed.gov), or contact the lending institution/guaranty agency for my loans.
By completing the online counseling, I acknowledge that I have received student loan entrance counseling and have read and understand all the information provided above.
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MYF Disclaimer:
The information above is wholly the product of the school represented herein.
Mapping Your Future, and its individual sponsoring members, do not guarantee
or warrant the correctness, completeness, accuracy, or any other characteristic
of this content and shall not be liable for any loss, damage, or cause of
action arising out of the content.
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Stafford Entrance Counseling Session Instructions
Before You Start
- Ensure you meet the browser and system requirements:
- You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
- You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
- You must enable JavaScript in your browser.
- PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.
- You will need about 25 minutes to complete this counseling session.
- You will need the following information:
- Your Social Security number
- Your driver's license number
- You might need the following information:
- Name, address, telephone number, and employer for your spouse, if applicable
- Names, addresses, telephone numbers, and employers for your next of kin and/or parent
- Names, addresses, telephone numbers, and employers for two references residing at different addresses
- NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.
- The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.
What to Do
- Read the content and answer the questions.
- Fill out the student information form. Use the comment box for any comments or questions you have for your school.
- Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.
NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session. Use the buttons within the counseling to navigate.
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