University of Vermont in Burlington, VT  Welcome to the University of Vermont's Stafford and Perkins Loan Entrance Counseling. It is a Federal regulation that first time borrowers of Federal Stafford and Perkins Loans complete an Entrance Counseling Interview in order for their Federal Stafford and Perkins Loans to disburse to their student account. This counseling will provide you with valuable information regarding your rights and responsibilities as a student loan borrower. Half-time Enrollment: University of Vermont considers half-time enrollment to be a minimum of 6 credits per semester. Withdrawal from UVM: It is important that you notify the University of Vermont if you wish to withdraw. A Request for Withdrawal form is available from the Registrar's Office or the Forms section of the Registrar's section on the website. This form should be submitted to the Registrar. Please note this could have a significant change to your financial aid eligibility. If you have questions in regards to this, please contact UVM Student Financial Services at (802) 656-5700. Contact information for questions regarding your rights and responsibilities should be directed to the UVM Student Financial Services office at (802) 656-5700.

Instructions

Before You Start

• Ensure you meet the browser and system requirements:
  • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
  • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
  • You must enable JavaScript in your browser.
  
  
• PARENTS: Please don't complete the counseling session on behalf of your son or daughter, as this federal requirement helps the student understand the rights and responsibilities of borrowing a student loan.
  
  
• You will need about 40 minutes to complete this counseling session.
  
  
• You will need the following information:
  • Your Social Security number
  • Your driver's license number
  • Name, address, telephone number, and employer for your parent, if applicable
  • Name, address, telephone number, and employer for your spouse, if applicable
  • Names, addresses, telephone numbers, and employers for two references residing at different addresses
  
  
• You might need the name, address, telephone number, and employer for your next of kin.
• NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.
• The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

• Read the content and answer the questions.
• Fill out the student information form. Use the comment box for any comments or questions you have for your school.
• Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.