Mapping Your Future: Online Counseling
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Direct Loan and Direct PLUS Combined Entrance Counseling

Andover Newton Theological School in Newton Centre, MA

Stafford & Grad PLUS Loans

Entrance Interviews
(for entering students or students borrowing for the first time)
 
Students who borrow under the Federal Family Education Loan Program are required to complete counseling before receiving loan proceeds from their first loan.The purpose of the entrance interview is to provide the student with important information regarding their rights and responsibilities as a student loan borrower. ANTS Financial Aid will be notified automatically once you have completed your counseling.

Contact Information: For questions regarding your rights and responsibilities, you should contact Rosemary Turano, Coordinator of Financial Aid, at 617-964-1100 ext. 296 or rturano@ants.edu.

Half-time Enrollment: Andover Newton Theological School considers half-time enrollment to be 6 credits per semester.

Withdrawal from ANTS: Students withdraw from school for a variety of reasons. Students contemplating withdrawal are strongly encouraged to meet with their academic advisor to discern if other options are more appropriate. To complete the withdrawal process, an official Withdrawal Form obtained from the Registrar's office or the Forms section of the Registrar's section on the website must be submitted. Following through on this process keeps students in good standing with the School and will aid in readmission or transfer to other institutions.
 
Sample monthly repayment amounts: Since loans must be repaid, it is important to consider the amount of monthly payments that your total borrowing will require.  Some students at ANTS graduate with no debt, others will borrow as needed. ANTS strongly encourages that you borrow only what is needed for educational purposes in order to avoid excessive debt after graduating. Using $34,720 as an average, a Stafford Loan borrower at 6.8% interest over 10 years would pay $400 per month, paying $13,227 in interest over the life of the loan. Using $10,000 as an average, a Grad PLUS Loan borrower at 8.5% interest over 10 years would pay $124 per month, paying $4,878 in interest over the life of the loan.
MYF Disclaimer:

The information above is wholly the product of the school represented herein. Mapping Your Future, and its individual sponsoring members, do not guarantee or warrant the correctness, completeness, accuracy, or any other characteristic of this content and shall not be liable for any loss, damage, or cause of action arising out of the content.


Instructions

Before You Start

  • Ensure you meet the browser and system requirements:
    • You must use at least Internet Explorer 6.0 or Mozilla Firefox 1.0. Get a browser now.
    • You can use any Internet service provider (ISP) to connect to the Internet; however, you should access this counseling session using one of the browsers above after you've connected. Do NOT use the ISP's browser, such as AOL or MSN--you won't be able to complete the student form at the end of the session!
    • You must enable JavaScript in your browser.

  • You will need about 30 minutes to complete this counseling session.

  • You will need the following information:
    • Your Social Security number
    • Your driver's license number

  • You might need the following information:
    • Name, address, telephone number, and employer for your spouse, if applicable
    • Names, addresses, telephone numbers, and employers for your next of kin and/or parent
    • Names, addresses, telephone numbers, and employers for two references residing at different addresses
    • NOTE: Providing names and information for your spouse, parent, next of kin, and references does not obligate them to assist with repayment of your loan. Regulations require you provide this data so your loan holder can locate you, if, in the future, they have an invalid address or phone number.

  • The student loan calculator in this session will help you calculate your estimated monthly payment. If you aren't sure how much you'll borrow, you can ask your school for the average student loan indebtedness of borrowers at the school or in your program of study at the school.

What to Do

  • Read the content and answer the questions.
  • Fill out the student information form. Use the comment box for any comments or questions you have for your school.
  • Print the confirmation page that appears after you fill out the student information form or note your confirmation number for your records.

NOTE: Generally, the Back and Forward buttons on your browser will not work once you begin the counseling session.  Use the buttons within the counseling to navigate.

NOTICE: The information you provide for loan counseling may be disclosed to third parties, such as your lender, lender servicer, school servicer, subsequent loan holder, or guarantor, as authorized under routine uses in the appropriate system of records and as may be authorized or required by federal regulations.