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Investigate cancellation, forgiveness, and discharge

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Under certain circumstances, your Consolidation Loan, or a portion of that loan, may be cancelled, forgiven, or discharged. In other words, you won't have to repay it.

Below is a summary of some of the cancellation provisions that loan holders, guarantors, and the U.S. Department of Education administer. Contact your loan holder for more information:

Read more about cancellation provisions.

Bankruptcy information

Generally, federal student loans, including Consolidation Loans, are not cancelled or discharged in bankruptcy proceedings.