Deferment navigator

To review your deferment options, choose a deferment eligibility chart based on your loan type and when your oldest outstanding loan of that type was first disbursed:

Direct Subsidized or Unsubsidized, Federal Stafford (subsidized or unsubsidized), Direct PLUS, Federal PLUS, SLS (Supplemental Loan for Students), Direct Consolidation, and Federal Consolidation Loans:

• Disbursed prior to July 1, 1987
• Disbursed from July 1, 1987 to June 30, 1993
• Disbursed on or after July 1, 1993

Federal Perkins Loans:

• Disbursed prior to July 1, 1993
• Disbursed on or after July 1, 1993