Health Professions Student Loans


  • Low-interest loans for undergraduate and graduate students with exceptional financial need
  • Students must be enrolled following time in of the following doctoral programs:
    • Allopathic medicine
    • Osteopathic medicine
    • Dentistry
    • Pharmacy
    • Podiatric
    • Optometry
    • Veterinary medicine
  • Loans are made with government funds through a school's financial aid office, and the school acts as the lender
  • You are not responsible for paying the interest on the loan during in-school, grace, and deferment periods

Interest rate

Fixed interest rate of five percent

Loan limits


  • Annual
    • You may borrower up to the difference between the cost of education minus the sum total of any need-based financial aid received and the expected family contribution
    • Individual schools may set annual loan limits based upon available funding
  • Aggregate maximum: None

Repayment

Learn more about Health Professions Student Loan repayment.

Deferment and forbearance

If you experience unusual circumstances that make it difficult for you to repay your Health Professions Student Loan, contact your school to discuss possible options (which may include deferment, forbearance, or renegotiation).

More information

School's financial aid office