Locate your student loans

Student loans can be hard to keep track of at times.

  • Many student loan borrowers find themselves with accounts serviced at different locations, owned by different lenders or even guaranteed by different guarantors.
  • Also, it's not uncommon for loans to be transferred from one servicer or lender to another.

Not sure who holds (or collects) your federal student loans? The information below may help!

National Student Loan Data System (NSLDS): www.nslds.ed.gov

  • The U.S. Department of Education's central database for financial aid
  • Contains financial aid history related to federal student loans and Pell Grants.
  • Access requirements:
    • Social Security number
    • First two letters of your last name
    • Date of birth
    • PIN
      • You were assigned a PIN if you completed the FAFSA (Free Application for Federal Student Aid) on the Web.
      • If you have forgotten your PIN or never received one, visit the PIN Registration Site.

Federal Perkins Loans

Contact your school for information about your Federal Perkins Loan. The school acts as a lender, and the loan is made with federal funds.