Financial help for college

There is a lot of financial help if you want to take the big step toward more education after high school.

Many students hesitate to consider additional education because of tuition costs. If you think you can't afford more education after high school, you need to know that many students receive financial help from:

  • the state
  • the federal government
  • the school they attend after high school
  • private financial assistance programs

Different types of financial assistance

  • Scholarships - usually based on good high school grades, good test scores (like the ACT), or exceptional ability (like athletic talent).
  • Grants - usually based on financial need.
  • Loans - will need to be repaid eventually.
  • Work programs - allow students to earn money for educational costs and living expenses.

Your school counselor and the financial aid office at the schools you're considering can give you information about how to apply for financial assistance.

You can also use free searches on the Internet for scholarships (try or the local library to search for private funds.

Military programs can provide financial assistance and additional training. Apprenticeships and on-the-job training are other ways to continue your education.

Your state may offer a variety of financial assistance programs targeted for specific groups of students. Ask your counselor for the Web addresses and phone numbers of aid sources in your state and elsewhere.