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Repay your Direct Loan / Federal Stafford Loan

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Here are a few details about repaying Direct Loans and Federal Stafford Loans:


Repayment plans

Below are brief explanations of the variety of repayment plans available to Direct Loan and Federal Stafford Loan borrowers.

Standard:

Graduated:

Income-contingent for Direct Loans:

Pay as You Earn (PAYE) for Direct Loans:

Revised Pay as You Earn (REPAYE) for Direct Loans:

Income-sensitive for Federal Stafford Loans:

Income-based:

Extended:

If you ever have difficulty repaying your loan, contact your loan holder immediately, as you have options, including a change to your repayment plan, deferment, and forbearance!

Read more about these loans.