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Avoid default

En Español

You must repay your federal student loan.  If you do not make your monthly payments as scheduled – and you do not make any special arrangements with your loan holder/servicer – your loan may go into default.

If you fail to make the required payments on your federal student loan and the account becomes delinquent by a specific number of days (depending on the type of loan you borrowed), it is in default.  Once the loan is in default, the entire balance (principal, interest, and collection fees) is immediately due and payable.

Avoid harsh consequences of default



Prevent default

Default can be avoided:


Already in default?

You do have options.