We are doing maintenance August 17-19, 2018. The process will start at 6 p.m. on Friday, August 17 and will be completed as soon as possible on August 18 or 19.

Budget Calculator

Loan consolidation calculator

Use this calculator to estimate your monthly payments, principal, and interest if you consolidate.

Instructions:

  • Select the number of loans you're considering consolidating.
  • Enter your existing balances and current interest rates of the loans you wish to consolidate in this worksheet.
  • Enter the whole dollar amounts without commas. For example, do not use commas in the values of $1000 or more.

How many loans do you have?

Loan #
Balance
Interest Rate

Loan 1

Balance
Interest Rate

Loan 2

Balance
Interest Rate

Loan 3

Balance
Interest Rate
Repayment Incentives
Your servicer may offer interest rate incentives for bank draft and/or on-time payments. For example, if the servicer offers a .25 percent interest rate reduction for bank draft and another 1 percent reduction for 36 on-time payments, then you would enter 1.25 percent in the first box and 36 months in the second box.
Enter your total incentives as a percentage:
Delay for effect of incentives (months):